24-Hour Customer Service
We offer car insurance options that include 24-hour customer service because life doesn’t stop when the sun goes down and neither do your coverage needs.
Collision Coverage
If you’re involved in an accident, our policies with collision coverage will help cover the costs of repairing or replacing your vehicle so you can get back on the road.
Diminishing Deductibles
With our diminishing deductibles, you can be rewarded for safe driving, year after year. These plans help reduce your out of pocket costs when you make a claim by reducing or eliminating your deductible with each accident-free year.
Liability Coverage
If you’re found liable for an automobile accident, you could be responsible for covering lost wages, property damage, medical care, and legal fees for passengers and drivers involved in the collision. Our liability coverage options help pay these fees and minimize your financial risks.
Medical Payments Coverage
With an auto insurance policy that includes medical payments coverage, you’re protected against the cost of paying for your medical treatment on your own if you’re injured in an accident. Our reliable plans can also help cover medical treatment and funeral expenses for passengers.
Personal Injury Protection
Our versatile personal injury protection options offer no-fault coverage to help pay for your medical payments or lost wages after a car accident.
Rental Reimbursement
Save on the cost of your rental vehicle while yours is being repaired or replaced with an affordable rental reimbursement option on one of our auto insurance policies.
Roadside Assistance
Being stuck on the side of the road is stressful enough, so give yourself the peace of mind of having roadside assistance coverage added to your auto insurance policy with one of our comprehensive plans.
Specialty Auto Insurance
Protect your unique automobiles with one of our specialty auto insurance plans to give you the coverage you need at a great price.
Towing
Towing service costs add up quickly, which is why we offer towing coverage options to our auto insurance policies at a price point that works for you.
Uninsured and Underinsured Motorist Coverage
If you’re in an accident with a driver whose insurance is limited or non-existent, our uninsured and underinsured motorist coverage policies will help cover damages and medical expenses.
When purchasing auto insurance in Salt Lake City, it’s important to find out about the types of coverage, the amount of coverage and the deductible. The right auto insurance policy is really all about protecting yourself financially if you are in an accident. Drivers who are underinsured or uninsured become responsible for paying medical or funeral expenses and lost wages. Car and auto insurance is required by law in Utah, but not all auto insurance policies are the same or provide the same amount of coverage.
What are the types of auto insurance in Salt Lake City?
Your auto insurance coverage is a combination of types of insurance that work together to protect you in different ways:
- Liability coverage is the Utah State minimum, but may not be enough to protect you.
- Collision insurance pays for the damage on your vehicle in the event of a collision.
- Personal Injury Protection/No Fault Coverage pays medical expenses, lost wages and funeral expenses.
How much coverage do you need?
A comprehensive policy will include all of the types of insurance and will cover medical expenses, damage repair and legal fees up to a certain amount. You are responsible for expenses beyond that certain amount.
What is a reasonable deductible?
The deductible is the amount you pay before you make an auto insurance claim for an accident. While a higher deductible can lower your payments for a car insurance policy, you need to decide how much you are willing to pay out pocket if you’re in a collision.
The helpful agents at Salt Lake City Insurance can help you choose the policy that is the most affordable while still giving you all the coverage you need to stay financially safe after a collision.