Property Insurance in Salt Lake City, UT

Know that you and your home are protected when you purchase a property insurance policy that fits in your budget and meets your needs.

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Property insurance is a term used to include any property you own. It may include your home, your belongings or land. If you own something of value, you need to purchase a property insurance policy.

What Does Property Insurance Cover?

There are different types of property insurance, and coverage can vary. However, you can find policies that will cover almost any situation.

  1. You may purchase an open perils policy which means that all incidents are covered unless specifically excluded. This type of coverage provides the most complete protection for you and your covered property.
  2. Another type of coverage is that of named perils, which means only the types of incidents listed will be covered. This policy is more limited because any damage not specifically named in the policy will not be covered. You’ll find this type of policy often purchased in addition to an open perils policy. For example, someone might purchase flood insurance because their home insurance policy excludes flooding.

What Types of Coverage Exist in Property Insurance?

You’ll find numerous policies listed under the broad category of property insurance, including the following:

  1. Homeowners’ insurance
  2. Renter’s insurance
  3. Condo insurance
  4. Landlord insurance
  5. Motorhome insurance
  6. Personal umbrella insurance

If you run a business from your home, you may need a special kind of property insurance policy. For instance, a mechanic that repairs vehicles from his home garage would need more coverage than a traditional home insurance policy provides.

What Do I Need to Know about Property Insurance?

  1. Before you select a policy, you should know how much coverage you need for the property itself and any personal items. This may include furniture, appliances, electronics or tools.
  2. You also need to know what perils are likely to occur and cause damage to your home. If you live anywhere near a fault line, you may need to purchase earthquake insurance.
  3. You should also think about liability coverage. The amount you need depends partially on what risks there are on your property. A person who owns a dog may need more coverage than someone who has no pets.

Salt Lake Insurance Group provides coverage with property insurance that is designed to meet your needs and fit in a variety of budgets.

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SALT LAKE CITY INSURANCE GROUP is your best option for comprehensive and budget-friendly coverage in the area. Our fast and friendly service saves you valuable time and money in finding the coverage you require for your family, your business, and your property. Contact us now to get started.

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