Wearing a helmet and protective clothing is your responsibility when you use your snowmobile, but we’re here to help protect you from the high costs of repairing or replacing your snowmobile. Before you pick a snowmobile insurance plan, be sure to ask these questions first.
What does snowmobile insurance cover in Salt Lake City?
- Collision Coverage
- Bodily Injury Liability
- Uninsured Motorist Protection
- Property Damage
If you’re in an accident on your snowmobile that involves colliding with another vehicle or object, the right coverage will include the repair costs for fixing your vehicle. Similarly, if your snowmobile damages another person’s property or vehicle, your snowmobile insurance can help you pay for damage if you’re found liable.
If you’re at fault for a snowmobile accident in which someone is injured, your coverage could also cover their medical expenses when you’re liable. If an uninsured rider or driver damages your snowmobile, the right snowmobile coverage can help you cover those repair fees, too.
More comprehensive plans also include extended coverage for events including snowmobile theft, fire damage, or vandalism.
Does my auto or home insurance cover my snowmobile?
Your primary auto insurance does not extend to your snowmobile, so you’ll need to purchase separate coverage. If your snowmobile is damaged or stolen from your property, your home insurance may help protect you from the costs of repairing or replacing it. However, if you’re on someone else’s property or public land, you’ll need separate coverage to insure your snowmobile.
How much is snowmobile insurance?
Most snowmobile coverage plans cost between $100 and $500 per year, but depending on the level of coverage you require, these costs vary.
The helpful team at Salt Lake City Insurance will help you determine how much coverage you need for your snowmobile and make sure you have a plan that suits your needs and budget.