Personal Umbrella Insurance in Salt Lake City, UT

Know that you and your assets are protected in a claim when you have personal umbrella insurance that provides an extra layer of coverage.

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Personal Umbrella
Insurance in Salt Lake
City, UT

Know that you and your assets are protected in a claim when you have personal umbrella insurance that provides an
extra layer of coverage.

Personal Umbrella
Insurance in Salt Lake
City, UT

Know that you and your assets are protected in a claim when you have personal umbrella insurance that provides an
extra layer of coverage.

Sometimes, a claim can be made against you for a personal injury that goes beyond what your home or auto insurance will cover. In this situation, a personal umbrella insurance policy will provide another layer of protection. You need to know what this policy does and what the limits are to ensure adequate coverage in the future.

What Does Personal Umbrella Insurance in Salt Lake City Cover?

  1. Personal umbrella insurance is known as a secondary policy. It only kicks in if you have a primary insurance policy.
  2. This type of policy works after your other liability coverage has reached its limits in a claim. It is designed to cover your liability for an injury that happened to someone else or damage to their property.
  3. Personal umbrella coverage works in conjunction with home insurance, auto insurance, motorhome or RV insurance, renter’s insurance and other policies you may have which include liability coverage.
  4. This policy pays for medical costs beyond your primary coverage. It also covers expenses for legal help to defend you in a lawsuit.

How Much Personal Umbrella Insurance Coverage is Necessary?

Most policies provide one million dollars of coverage or higher to pay for additional expenses beyond what your primary policy will pay. The cost is usually minimal compared to how much you must pay for the primary policy.

When considering how much coverage you need for personal umbrella insurance, you should think about what assets you own. In a lawsuit, if the case is found against you, then you could end up losing your home or other assets to pay for the suit. The policy prevents that issue because it covers those expenses or costs over your primary policy limitations. You want to make sure you have enough coverage if you should be involved in a major lawsuit, which can end up costing hundreds of thousands or even several millions of dollars.

Salt Lake Insurance Group offers a personal umbrella insurance policy for those who need and want the extra coverage. For a reasonable rate, you can have peace of mind that you, your family and your assets are protected.

 

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What is personal umbrella liability insurance?
Personal umbrella insurance adds another layer to your home or auto insurance. If you exceed the limits of your existing home or auto insurance, you can use your personal umbrella insurance to cover the rest.
Do I need personal umbrella insurance?
You don’t necessarily need personal umbrella insurance. However, it may help plan for unexpected events, expenses, and costs. It gives you that additional peace of mind you may crave.
Is personal umbrella insurance worth it?
For some people, personal umbrella insurance is entirely worthwhile. It depends on your needs and your budget. For more information, contact our trusted agents at Salt Lake City Insurance. They can help you determine if you need personal umbrella insurance and what type of personal umbrella insurance is right for you.

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SALT LAKE CITY INSURANCE GROUP is your best option for comprehensive and budget-friendly coverage in the area. Our fast and friendly service saves you valuable time and money in finding the coverage you require for your family, your business, and your property. Contact us now to get started.


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