Boat and Watercraft Insurance – Salt Lake City, UT

Enjoy your watercraft instead of worrying about the cost of repairing or replacing it with our affordable and flexible boat insurance plans.

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Boat and Watercraft
Insurance – Salt Lake
City, UT

Enjoy your watercraft instead of worrying about the cost of repairing or replacing it with our affordable and flexible
boat insurance plans.

Boat and Watercraft
Insurance – Salt Lake
City, UT

Enjoy your watercraft instead of worrying about the cost of repairing or replacing it with our affordable and flexible
boat insurance plans.

Having boat and watercraft insurance in Salt Lake City is useful whether you have a fishing boat, Jet Ski, yacht, sailboat, or another type of marine vehicle. With this type of insurance, you’re protected from costly bills that come with repairing and replacing watercrafts. Before you pick a boat insurance policy, be sure to ask these critical questions first.

What does boat insurance cover?

Collisions with other boats or objects
Vandalism
Theft
Damage from uninsured/underinsured boaters
Fuel spill liability

In addition to these essential components of boat insurance coverage, you can also purchase additional coverage for fishing equipment and other personal property.

While boat insurance coverage includes the costs of repairing or replacing the physical boat, there are other costs to think about. You’ll also want to consider boating liability coverage to protect you from costs associated with medical payments for passengers injured in boating accidents, bodily injury payments, and guest passenger liability.
Are boats covered by auto or home insurance policies?

Many boat owners wonder if their auto or home insurance policies will offer any coverage if their boat is damaged or stolen, and in some cases, these policies do provide some coverage. However, this coverage is generally limited, so having additional boat insurance is a smart idea.

If your boat is stolen or undergoes extensive damage, your home or auto insurance policy likely won’t cover the entire cost of repairing or replacing your watercraft so you won’t want to be caught without boat insurance.
Is boat insurance required in Salt Lake City?

When you’re boating in Utah state parks, a certain level of boat insurance coverage is required, and operating a personal watercraft that has an engine with more than 50 horsepower without insurance is illegal. If you’re operating a motorboat on Utah waters, you need to carry owner’s or operator’s liability insurance.

The required minimums are as follows:

$25,000 for bodily injury (per person)
$50,000 for total bodily injury when multiple people are hurt
$15,000 for property damage

Call Salt Lake City Insurance today to learn more about boat and watercraft insurance coverage and we’ll help you find a policy that fits your needs and your budget.

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Do you have to have insurance on a boat in Salt Lake City?
Yes, boat insurance is required in Salt Lake City. The boat or watercraft must have the operator’s liability insurance on them at all times when operating the vehicle in any bodies of water in Utah. Insurance requirements include at least $25 000 – 50 000 for bodily injury, $15 000 for property damage, or $65 000 combined coverage on both of these entities and on a per accident basis.
How much does boat insurance cost?
The average cost of boat insurance is $300-500 per year. However, the cost is largely depending on the type and size of boat insured. It may cost more to insure a bigger boat.
What states require boat insurance?
Only two states currently require boat insurance. Utah and Arkansas requires that all watercrafts and boats have liability insurance. The exact specifics may vary between the two states.
How can I buy boat insurance in Salt Lake City?
Contact Salt Lake City Insurance to purchase boat insurance in Salt Lake City today. Our team is reliable and experienced. They are ready to help you find the right boat insurance that you need. Enjoy the Great Salt Lake and other bodies of water in Utah, while putting your safety and assets first.

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SALT LAKE CITY INSURANCE GROUP is your best option for comprehensive and budget-friendly coverage in the area. Our fast and friendly service saves you valuable time and money in finding the coverage you require for your family, your business, and your property. Contact us now to get started.


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