Earthquake Insurance

If you’re a homeowner in Utah, buying earthquake insurance for your property might be one of the best decisions you ever make! Utah experiences about 700 earthquakes every year, and while many of them are too small to be felt, many are strong enough to cause significant damage.

The Damaging Effects of Earthquakes

Earthquakes can trigger a variety of events, including landslides, mudslides, tsunamis, and avalanches. When the ground shakes or is displaced, it can also lead to fires and floods. All of these events can damage or destroy buildings, as well as hurting or killing people at the same time.

All homes are vulnerable to the damage inflicted by earthquakes, including structural damage and personal property damage from the activity. Depending on your property, this can quickly result in thousands or even millions of dollars of damage to your home which can ultimately lead to bankruptcy if you don’t have the right coverage.

Are Earthquakes Covered By Home Insurance?

Many homeowners assume that if their home or personal property is damaged by an earthquake, their home insurance will cover the repair costs. But the truth is, standard homeowners insurance policies DO NOT include earthquake coverage.

How to Get Earthquake Insurance for Your Home

Because home insurance policies don’t include earthquake coverage, you’ll need to purchase this coverage on its own to benefit from the protection it provides.

In Utah, your best bet for an affordable and flexible earthquake insurance policy is choosing Salt Lake City Insurance as your agency. Our helpful agents will help you find a plan with the coverage you need at a price you can afford.

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