Picking the right ATV insurance plan begins by asking a few basic questions.
Will my auto or home insurance cover my ATV?
If your all-terrain vehicle is damaged or stolen while it’s on your home property, it may be covered by your home insurance, although there are limits to that coverage. But if your ATV is off of your property, you need separate ATV insurance to make sure you’re protected.Similarly, your basic auto insurance policy will not extend to your ATV, so you need to purchase a separate policy specifically for your recreational vehicles.
What will my ATV insurance policy cover?
ATV insurance is important to protect you from all sorts of situations that can result in expensive bills beyond just repairing your damaged ATV, including:
- Physical property damage
- Trailer coverage
- Medical expenses
Your ATV insurance policy will protect you from fees associated with damaging someone else’s property, including their vehicles or fences with your ATV, as well as any medical expenses and liability for injuries that take place to people who are riding your ATVs.
If your ATV trailer is damaged or your ATV is damaged while in the trailer, a good policy will help protect you from the high costs associated with repairing trailers and ATVs.
How much is ATV insurance in Salt Lake City?
In Salt Lake City, ATV insurance costs vary. You will likely spend at least a few hundred dollars a year insuring your ATV, but more comprehensive coverage and high-risk users could face yearly insurance of more than a thousand dollars.
The experts at Salt Lake City Insurance will help you determine how much ATV coverage you require, and find you a plan that fits your needs as well as your budget.