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What is an Attractive Nuisance?

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As one of the leading providers of home and auto insurance in Salt Lake City, we get a lot of questions about insurance terms and policies. Lately, we’ve had more questions than ever about “attractive nuisances.” We know many of our clients want to know this, so we’re covering it all in a blog post so you can get the answers you need. So, what exactly is an attractive nuisance? Attractive...

Does Home Insurance Cover Foundation Issues?

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As a leading provider of home insurance in Utah, we get a lot of questions about the best way to protect yourself from the financial blow of a variety of events that can happen to you as a homeowner. One of the questions we get the most is, “Does home insurance cover foundation issues?” Home insurance and foundation issues Unless foundational damage was caused by an insured peril (broken pipes...

Buying Insurance for Older Homes

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Older homes have years of memories packed inside. These special places often have special insurance considerations as well. The team at Salt Lake City Insurance gets a lot of questions about buying insurance for older homes, so we’re dedicating this entire post to some things you should know on the topic. The roof Did you know most roofs need to be replaced approximately every 20-25 years? If...

How to File a Home Insurance Claim: Important Steps

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As a homeowner, there’s a good chance there will come a time you’ll need to file a home insurance claim. There are many reasons for doing so, including if your home has suffered storm damage, fire or smoke damage, and many other incidents. Here are some useful tips for how to file a home insurance claim to increase the likelihood of your claim being approved. Only file for covered losses...

Fire Damage and Home Insurance

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Fire damage is one of the most common claims homeowners make every year. They also tend to be the costliest claims because of how much damage they cause. In fact, most fire damage claims exceed $40,000. Does home insurance cover fire damage? Most home insurance policies include coverage for fire damage. Interestingly, home insurance was first created for that specific purpose. If there’s a fire...

What Kind of Items are Insured by Scheduled Property Insurance?

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You may already be familiar with scheduled property insurance — a type of coverage meant to give you additional protection above and beyond personal property insurance limits — but what else do you know about it? Are you familiar with who should have it or what kind of items are insured by scheduled property insurance? Let’s go over these points today. Who needs scheduled property insurance? If...

Tips for Comparing Car Insurance Companies

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If you’re wondering how to compare car insurance companies to ensure you’re getting the best rate and coverage for your policy, we’ve got some important information for you! How to compare car insurance companies These are some of the steps to take when you’re comparing car insurance policies and companies: Shop around and get estimates from multiple companies Ask detailed questions about exactly...

Does Home Insurance Cover Dog Bites?

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If your dog bites someone, will your home insurance cover any damages? This is a question a lot of homeowners have for us. The idea of your dog biting someone is upsetting enough, but having to face the costs associated with any injuries or other damages from the bite is added stress. Home insurance and dog bites If you have a home insurance policy, it will likely cover dog bite damages. The...

Does Insurance Cover Damage to the Interior of Your Car?

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When you think of damage to your car, exterior damage like dings or scrapes might be the first things that come to mind. But what about damage to the interior of your car – will insurance cover it? Does Auto Insurance Cover Interior Damage? If your car is damaged in a collision for which you’re not at fault, the other driver’s insurance should go toward not only the exterior damage to your...

Do I Need Business Interruption Insurance?

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Have you been going back and forth on whether your business needs business interruption insurance or if you can afford to go without it? To help you decide if this coverage is right for you, let’s go over the basics and get a better understanding of what business interruption insurance is and how it works. What is business interruption insurance? This is a form of commercial insurance meant to...

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