Owning a property that isn’t lived in full-time can come with more risks than you might expect. Whether you have a vacation home, a rental that’s between tenants, or a house waiting to be sold, a vacant home needs special attention when it comes to insurance in Utah. Standard policies are designed for occupied homes, so leaving a property empty could affect your coverage in ways many homeowners...
How Premises Liability Insurance Protects Utah Property Owners
Accidents happen despite our best efforts. When someone slips, trips, or gets hurt on your land, the consequences can turn serious fast. Premises liability insurance in Salt Lake City offers protection. It gives property owners peace of mind and financial security. Today, we’re going to talk more about how it protects you and exactly what it protects you from. What is Premises Liability...
Do You Need Landlord Insurance for Short-Term Rentals Like Airbnb?
Turning your property into a short-term rental is a popular way to generate income. Whether it’s your primary residence during ski season or a basement suite listed on Airbnb, short-term hosting is more common than ever in Utah. In fact, Salt Lake City recently ranked 6th on the list of cities in the United States with the most Airbnb rentals. But many homeowners overlook one key consideration:...
Spring Home Maintenance: Preventing Costly Insurance Claims
Spring in Salt Lake City is a time of renewal—but it’s also a critical season for home maintenance. After months of winter wear and tear, your home may need attention to prevent damage that could lead to costly insurance claims. Preventing Salt Lake City Home Insurance Claims This Spring A little maintenance now can go a long way in protecting your home and keeping your home insurance premiums...
Decluttering? Important Documents to Keep (& Some You Might Be Able to Toss)
Decluttering can feel like such a relief, but when you’re going through those stacks of documents, it’s not always easy to figure out what to keep and what to toss. Some papers are critical to hold onto, and others are overstaying their welcome. Here’s a general overview of some of the documents you should hold onto and others you might be able to let go. Keep in mind, these are just general...
Preventing and Dealing with Frozen or Burst Pipes: What SLC Homeowners Need to Know
Winter temperatures in Utah can pose a serious risk to your home’s plumbing, potentially leading to frozen or burst pipes. Repairs for water damage from a burst pipe can easily exceed several thousand dollars—and that doesn’t include the disruption to your routine and the possible loss of personal items! Frozen and Burst Pipes in SLC Here’s what you should know and do to protect your home...
Common Utah Home Insurance Exclusions: What Homeowners Should Know
Home insurance policies protect against many potential losses, but not all of them. Generally, standard home insurance policies exclude some types of damage and leave insurance consumers with gaps that additional coverage options can fill. Understanding the exclusions and exploring the endorsements can make all the difference between being prepared for a likely happenstance and being unprepared...
Does Salt Lake City Home Insurance Cover Vehicles In The Driveway?
Knowing which insurance covers which property or risks is important. One of the most confusing areas for many people is whether their auto or home insurance applies to their vehicle when it’s parked on their driveway (or even in their garage). We’ll clear up this confusion in this blog post! Understanding Home Insurance Coverage Home insurance primarily covers the structure of your home and the...
Utah Insurance and Natural Disasters: How They’re Related
Utah, particularly Salt Lake County, faces a relatively high risk of natural disasters compared to other places in the United States. This high risk has important implications for residents and businesses in the area, especially regarding insurance. Natural Disasters in Salt Lake County Here’s what you need to know, as reported by Augurisk! High Natural Disaster Risk Score Salt Lake County...
Backyard Heater and Fireplace Safety Tips
Do you have a backyard heater or fireplace in your Salt Lake City home? If so, you can’t afford to miss the rest of this post! We’re sharing helpful safety tips to ensure that your backyard is warm, cozy, and incredibly safe. Backyard Heater and Fireplace Safety Tips Follow these home safety tips to enjoy your backyard heater or fireplace without any accidents: Always read the...

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