CategoryHome Insurance

Common Utah Home Insurance Exclusions: What Homeowners Should Know

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Home insurance policies protect against many potential losses, but not all of them. Generally, standard home insurance policies exclude some types of damage and leave insurance consumers with gaps that additional coverage options can fill.  Understanding the exclusions and exploring the endorsements can make all the difference between being prepared for a likely happenstance and being unprepared...

Does Salt Lake City Home Insurance Cover Vehicles In The Driveway?

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Knowing which insurance covers which property or risks is important. One of the most confusing areas for many people is whether their auto or home insurance applies to their vehicle when it’s parked on their driveway (or even in their garage). We’ll clear up this confusion in this blog post! Understanding Home Insurance Coverage Home insurance primarily covers the structure of your home and the...

Utah Insurance and Natural Disasters: How They’re Related

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Utah, particularly Salt Lake County, faces a relatively high risk of natural disasters compared to other places in the United States. This high risk has important implications for residents and businesses in the area, especially regarding insurance. Natural Disasters in Salt Lake County Here’s what you need to know, as reported by Augurisk! High Natural Disaster Risk Score Salt Lake County...

Backyard Heater and Fireplace Safety Tips

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Do you have a backyard heater or fireplace in your Salt Lake City home? If so, you can’t afford to miss the rest of this post! We’re sharing helpful safety tips to ensure that your backyard is warm, cozy, and incredibly safe. Backyard Heater and Fireplace Safety Tips Follow these home safety tips to enjoy your backyard heater or fireplace without any accidents: Always read the...

Which Home Appliances Cause the Most Home Insurance Claims—& How to Avoid Them

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We all have certain home appliances we rely on every day. We may not depend on others, but they come in handy or offer a lot of convenience over less technologically advanced alternatives. But which of these home appliances causes the most Salt Lake City home insurance claims? And more importantly, what can you do to avoid making one of these claims yourself?  Home Appliances and Insurance Risks...

Should You Increase Your Home Insurance Coverage? Signs to Look For

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Salt Lake City is home to some of the most beautiful homes in the country. If you are a homeowner in this city, it’s important to make sure that you have the best Salt Lake City home insurance coverage to protect that beautiful home of yours. Many people don’t realize that they need more coverage until it’s too late. In this blog post, we will discuss some signs that indicate...

Preparing and Protecting Your Roof from Heavy Snow

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There’s nothing quite as magical as a fresh snowfall. It’s always a beautiful sight and makes for a great time snuggling up indoors. Not to mention, the incredible snow is one of the many things that draws people from all over the world to Utah! Before you take your seat by the fire however, it will be important to put some thought into the health of your roof and whether or not it’ll be...

Why Your Tenants Need Renters’ Insurance in Salt Lake City

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One of the common mistakes renters make is thinking their landlord will cover them in the event of a loss. That means it’s not only beneficial for tenants to have renters insurance, it’s essential to ensuring they’re protected! Reasons to Encourage Your Tenants to Get Renters’ Insurance Here are a few reasons why you should encourage your tenants to get renters insurance:   It reduces liability...

Tips for Avoiding Contractor Fraud

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You hire a contractor to help you with home repairs in Salt Lake City. They sound like someone who is going to be hardworking. And maybe they have a flashy website or business cards that impress you. But how can you trust them and know they aren’t going to commit contractor fraud? Keep reading to find out! Tips for Avoiding Contractor Fraud in Salt Lake City Here are some common signs of...

What To Do If You Come Home to a Wet Basement

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Discovering your basement has filled with water is one of every homeowner’s worst nightmares. Not only do you risk serious structural damage to your property, but it can also damage or destroy valuable items, including heirlooms or other precious belongings. To help mitigate the damage it can cause, today we’re going to discuss what you should do if you discover your basement is filling with...

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