Car accidents are stressful and often happen without warning. Whether you are driving through busy city streets, commuting on I-15, or dealing with snowy mountain roads in winter, knowing what to do after an accident can make a big difference. The right steps will help protect your safety and support your Salt Lake City insurance claim. Prioritize Safety First Check for Injuries The first...
How Salt Lake City Auto Insurance Works for Classic Cars
Owning a classic car is often a passion project, but insuring these vehicles requires more than a standard Salt Lake City car insurance policy. Classic car insurance is specifically designed to protect your investment, offering features you won’t find with everyday auto coverage. Classic Car Insurance in SLC Whether it’s a vintage muscle car, a limited-production exotic, or a lovingly restored...
How Diminishing Deductibles Work in Auto Insurance
A car accident can be stressful enough without worrying about out-of-pocket costs. Salt Lake City auto insurance policies come with deductibles, the amount you pay before coverage kicks in. Some insurers offer a feature called a diminishing deductible, which rewards safe driving by lowering that upfront cost over time. What Is a Diminishing Deductible? A diminishing deductible, also known as a...
The Difference Between Full Coverage and Liability Coverage (and Which One You Need)
When it comes to auto insurance in Salt Lake City, understanding the difference between full coverage and liability coverage can help you make the right choice. While both options provide protection, they cover different aspects of an accident. Full Coverage Full coverage combines multiple types of insurance, usually including liability, collision, and comprehensive coverage. Collision insurance...
Preventing Animal Collisions This Fall
As the weather cools and fall approaches, animals become more active, especially near roadways. It’s important to adjust your driving habits to reduce the risk of collisions with wildlife. Here are some tips to help you stay safe and avoid accidents this fall season. Watch for Wildlife Warning Signs Watch for yellow, diamond-shaped signs that indicate where wildlife crossings are frequent. These...
What Happens When You Have a Gap in Car Insurance Coverage?
There are many reasons you might have a gap in your car insurance coverage for an extended period. Perhaps you moved out of the country for a while or decided to go without a personal vehicle for a few years. Whatever the reason, it’s important to understand the potential consequences of having a gap in your car insurance in Salt Lake City and how to handle it. What Happens if You Have a...
If I Experience a Hit-and-Run, Will My Insurance Cover Me?
Experiencing a hit-and-run is a stressful situation no matter what, and wondering if your insurance will cover the damage just adds to the trauma! Our clients ask us all the time if they’ll be covered if they experience a hit-and-run, and if you’re wondering the same thing, keep reading for some useful information. Insurance and Hit-and-Runs Hit-and-runs can be a complicated auto insurance topic...
The Truth About 3 Common Car Insurance Myths
When it comes to car insurance, it can be hard to know what to believe if you’re constantly hearing different things from different people. There seem to be a few car insurance myths that are most prevalent, so we’ve put together some information to help debunk them! Myth #1: The Color of Your Car Affects the Price of Your Insurance Truth: There are several factors that are known to impact the...
Understanding No-Fault Insurance in Utah
When you need things like medical expenses or loss of income covered after a car accident no-fault insurance is there to help you. And that help is there regardless of who is at fault in the accident. So, what exactly is no-fault insurance? What is No-Fault Insurance? Simply put, no-fault insurance is when a car accident happens and the insurance company of the drivers tries to figure out who was...
Understanding Your Insurance Bill
Sure, you take the necessary steps to get yourself set up with a great auto insurance policy in Salt Lake City. But when your insurance statement comes in you don’t feel like you have any clue about what you’re looking at. Rather than feeling confused and uncertain, we put together this quick breakdown of your bill and what each section means! Breaking Down Your Insurance Bill Payment...
