Car accidents are stressful and often happen without warning. Whether you are driving through busy city streets, commuting on I-15, or dealing with snowy mountain roads in winter, knowing what to do after an accident can make a big difference. The right steps will help protect your safety and support your Salt Lake City insurance claim.
Prioritize Safety First
Check for Injuries
The first priority is making sure everyone is safe. Check yourself and your passengers for injuries, and call 911 if medical attention is needed. Local first responders are well-equipped to handle accident situations quickly.
Move to a Safe Spot
If your vehicle is still drivable, move it to the side of the road or a nearby safe area. Keeping hazard lights on alerts other drivers and reduces the risk of another collision.
Gather the Right Information
Exchange Details
Share your name, phone number, insurance company, policy number, and driver’s license information with the other party. Be polite but avoid discussing fault at the scene.
Document the Scene
Take photos of the damage, license plates, and the overall accident area. Weather and road conditions, especially during Utah’s snowy winters, can play a role in collisions, so capture those details as well.
Contact the Authorities
File a Police Report
If injuries or significant damage are involved, call the police. Having an official report provides an important record for insurance purposes and can help clarify what happened.
Get the Report Number
Ask the responding officer for a copy of the report or at least the report number. You will likely need this for your insurance claim.
Notify Your Insurance Company
Report Promptly
Most insurers require you to report an accident right away. Call your insurance company as soon as you can, while everything is still fresh in your mind.
Provide Supporting Information
Give your insurer the photos, the other driver’s details, and the police report number. The more documentation you provide, the smoother the claims process will be.
Keep Records of Medical Care and Repairs
If you receive medical treatment or schedule repairs for your car, keep every receipt and report. These documents may be required for reimbursement under your policy and can help resolve any disputes about expenses later.
Stay Updated on Your Claim
After filing, stay in touch with your insurance representative. Many companies offer online claim tracking, but it is still smart to call for updates. Staying engaged keeps things moving and helps prevent delays.
Contact Us for Guidance
Being in an accident can feel overwhelming, but the right insurance support can make the process more manageable. If you have questions about coverage, claims, or steps to take after a collision, contact SLC Insurance today. We are here to provide clear answers and peace of mind.
