As a leading provider of home insurance in Utah, we get a lot of questions about the best way to protect yourself from the financial blow of a variety of events that can happen to you as a homeowner. One of the questions we get the most is, “Does home insurance cover foundation issues?” Home insurance and foundation issues Unless foundational damage was caused by an insured peril (broken pipes...
Buying Insurance for Older Homes
Older homes have years of memories packed inside. These special places often have special insurance considerations as well. The team at Salt Lake City Insurance gets a lot of questions about buying insurance for older homes, so we’re dedicating this entire post to some things you should know on the topic. The roof Did you know most roofs need to be replaced approximately every 20-25 years? If...
Fire Damage and Home Insurance
Fire damage is one of the most common claims homeowners make every year. They also tend to be the costliest claims because of how much damage they cause. In fact, most fire damage claims exceed $40,000. Does home insurance cover fire damage? Most home insurance policies include coverage for fire damage. Interestingly, home insurance was first created for that specific purpose. If there’s a fire...