Spring in Salt Lake City is a time of renewal—but it’s also a critical season for home maintenance. After months of winter wear and tear, your home may need attention to prevent damage that could lead to costly insurance claims. Preventing Salt Lake City Home Insurance Claims This Spring A little maintenance now can go a long way in protecting your home and keeping your home insurance premiums...
A car accident can be stressful enough without worrying about out-of-pocket costs. Salt Lake City auto insurance policies come with deductibles, the amount you pay before coverage kicks in. Some insurers offer a feature called a diminishing deductible, which rewards safe driving by lowering that upfront cost over time. What Is a Diminishing Deductible? A diminishing deductible, also known as a...
Decluttering can feel like such a relief, but when you’re going through those stacks of documents, it’s not always easy to figure out what to keep and what to toss. Some papers are critical to hold onto, and others are overstaying their welcome. Here’s a general overview of some of the documents you should hold onto and others you might be able to let go. Keep in mind, these are just general...
When it comes to auto insurance in Salt Lake City, understanding the difference between full coverage and liability coverage can help you make the right choice. While both options provide protection, they cover different aspects of an accident. Full Coverage Full coverage combines multiple types of insurance, usually including liability, collision, and comprehensive coverage. Collision insurance...
Winter temperatures in Utah can pose a serious risk to your home’s plumbing, potentially leading to frozen or burst pipes. Repairs for water damage from a burst pipe can easily exceed several thousand dollars—and that doesn’t include the disruption to your routine and the possible loss of personal items! Frozen and Burst Pipes in SLC Here’s what you should know and do to protect your home...
Home insurance policies protect against many potential losses, but not all of them. Generally, standard home insurance policies exclude some types of damage and leave insurance consumers with gaps that additional coverage options can fill. Understanding the exclusions and exploring the endorsements can make all the difference between being prepared for a likely happenstance and being unprepared...
As the weather cools and fall approaches, animals become more active, especially near roadways. It’s important to adjust your driving habits to reduce the risk of collisions with wildlife. Here are some tips to help you stay safe and avoid accidents this fall season. Watch for Wildlife Warning Signs Watch for yellow, diamond-shaped signs that indicate where wildlife crossings are frequent. These...
Knowing which insurance covers which property or risks is important. One of the most confusing areas for many people is whether their auto or home insurance applies to their vehicle when it’s parked on their driveway (or even in their garage). We’ll clear up this confusion in this blog post! Understanding Home Insurance Coverage Home insurance primarily covers the structure of your home and the...
Utah, particularly Salt Lake County, faces a relatively high risk of natural disasters compared to other places in the United States. This high risk has important implications for residents and businesses in the area, especially regarding insurance. Natural Disasters in Salt Lake County Here’s what you need to know, as reported by Augurisk! High Natural Disaster Risk Score Salt Lake County...
Utah, particularly Salt Lake County, faces a relatively high risk of natural disasters compared to other places in the United States. This high risk has important implications for residents and businesses in the area, especially regarding insurance. Natural Disasters in Salt Lake County Here’s what you need to know, as reported by Augurisk! High Natural Disaster Risk Score Salt Lake County...