Fire damage is one of the most common claims homeowners make every year. They also tend to be the costliest claims because of how much damage they cause. In fact, most fire damage claims exceed $40,000. Does home insurance cover fire damage? Most home insurance policies include coverage for fire damage. Interestingly, home insurance was first created for that specific purpose. If there’s a fire...
You may already be familiar with scheduled property insurance — a type of coverage meant to give you additional protection above and beyond personal property insurance limits — but what else do you know about it? Are you familiar with who should have it or what kind of items are insured by scheduled property insurance? Let’s go over these points today. Who needs scheduled property insurance? If...
If you’re wondering how to compare car insurance companies to ensure you’re getting the best rate and coverage for your policy, we’ve got some important information for you! How to compare car insurance companies These are some of the steps to take when you’re comparing car insurance policies and companies: Shop around and get estimates from multiple companies Ask detailed questions about exactly...
If your dog bites someone, will your home insurance cover any damages? This is a question a lot of homeowners have for us. The idea of your dog biting someone is upsetting enough, but having to face the costs associated with any injuries or other damages from the bite is added stress. Home insurance and dog bites If you have a home insurance policy, it will likely cover dog bite damages. The...
When you think of damage to your car, exterior damage like dings or scrapes might be the first things that come to mind. But what about damage to the interior of your car – will insurance cover it? Does Auto Insurance Cover Interior Damage? If your car is damaged in a collision for which you’re not at fault, the other driver’s insurance should go toward not only the exterior damage to your...
Have you been going back and forth on whether your business needs business interruption insurance or if you can afford to go without it? To help you decide if this coverage is right for you, let’s go over the basics and get a better understanding of what business interruption insurance is and how it works. What is business interruption insurance? This is a form of commercial insurance meant to...
There’s no doubt a leaky roof is one of the biggest headaches homeowners can face! But did you know there are signs you can look out for so you’ll know it’s time to replace your roof before major damage is done? In this post, we’ll go over 5 signs it might be time to replace your roof, then we’ll also help you determine if insurance will cover the damage. Visible Wear and Tear If you can take one...
For many homeowners, spring and summer are when they’re most likely to need to make a vehicle or home insurance claim. There are several reasons for this, and one of the biggest is that it’s often when the most disastrous storms hit and wreak havoc on our homes and vehicles. With that in mind, here is some vital information about the best insurance options for protecting your vehicle and home...
Are you facing a potentially costly situation in your home and you’re not sure if you should file a home insurance claim? There’s often no one right answer for deciding if it’s the right time to make a claim or not, but we’ve put together some questions to help you decide if it would make sense to file a home insurance claim. Is It a Covered Peril? Before you try to make a home insurance claim...
Utah is one of the top ten states for the strength and frequency of earthquakes in the country, which is why we get a lot of questions about earthquake insurance here at Salt Lake City Insurance. We’re proud to offer earthquake insurance to our clients to protect themselves, their families, and their property. But before you buy it, you might have several questions about how these policies work...