When you think of damage to your car, exterior damage like dings or scrapes might be the first things that come to mind. But what about damage to the interior of your car – will insurance cover it?
Does Auto Insurance Cover Interior Damage?
If your car is damaged in a collision for which you’re not at fault, the other driver’s insurance should go toward not only the exterior damage to your vehicle, but the interior damage as well.
It’s important to remember that if you’re at fault for an accident and you don’t have collision insurance on your policy, you won’t have coverage for damage to the exterior or interior of your vehicle! Instead, it will be up to you to cover the cost of repairing or replacing your vehicle on your own, which is why adding collision insurance to your policy might be a good choice.
Comprehensive Insurance and Interior Damage
A collision isn’t the only way the interior of your vehicle could be damaged. Let’s say your vehicle was vandalized and glass was broken, damaging the fabric on your seats. If you have comprehensive insurance, this type of damage could be covered!
Or let’s say a bear breaks into your vehicle during a camping trip and scratches up the inside of your car. This is another type of interior damage that could be covered by comprehensive car insurance.
But if the inside of your vehicle is damaged by something other than a collision and you don’t have comprehensive insurance in place, you’ll be responsible for covering the costs associated with repairing the damage.
What Kind of Interior Damage is Covered by Car Insurance?
Some of the damage to the interior of your car that could be covered by car insurance include:
- Upholstery damage
- Speaker damage
- Floor and trunk mat damage
- Seat damage
- Steering wheel damage
If you’d like to find out more about the best kind of insurance to have in place for protecting all parts of your vehicle, don’t hesitate to get in touch with Salt Lake City Insurance today!