Renting a home rather than buying one is a decision that many make. Sometimes it’s just simpler and more cost-effective to make your home in a rented space.
As a renter however, you shouldn’t forget to still think like a homeowner and forget about your protection. Renters’ insurance allows you to protect your assets and make sure that everything under your roof is covered in the event of an incident.
What Does Renters’ Insurance Cover?
There are some interesting things that renters’ insurance covers which are fun to uncover.
Check them out!
Relocation
The cost needed to move an intended event at your rental to a new location is covered by the ‘loss of use’ clause in your renter’s policy.
Dog Bites
If your dog ends up biting someone, it’s likely that your renters’ policy will cover the cost of the shots and training needed.
Off-site belongings
Should your child be away at college, the ‘dorm away from home’ clause in your policy will cover their off-site belongings.
Robbery
Should a robbery occur, such as your expensive technology being taken, your renters’ insurance policy will cover it. The only thing you may have to check is the limits to the recovery of your stolen items.
Spoiled Food
One of the most interesting things that renters’ insurance covers is spoiled food. This could be the food you have lying around in your freezer. They aren’t lying when they say your policy covers everything under your roof!
Death
If someone is to pass away in your home your renter’s policy will cover the cleanup fees.
Volcanic Eruptions
If a volcanic eruption is to damage your belongings it will be covered! This is also true for fires or other natural disasters.
Pro tip: Anything not specifically excluded in your policy is covered
Renters’ insurance is so expansive that it covers just about everything you can think of.
Your Renters’ Insurance Policy
It’s always a good idea to protect yourself, your family, and all of your assets. Contact us today to help get the coverage you need or explore your options!
