Discovering your basement has filled with water is one of every homeowner’s worst nightmares. Not only do you risk serious structural damage to your property, but it can also damage or destroy valuable items, including heirlooms or other precious belongings. To help mitigate the damage it can cause, today we’re going to discuss what you should do if you discover your basement is filling with...
Understanding Home Insurance in Utah
Are you a resident of Utah and looking to purchase home insurance? Or wondering about how much home insurance coverage you really need? Look no further! We’re going to cover some of your most important considerations when it comes to buying home insurance in Salt Lake City in today’s post. Important Information About Home Insurance in Utah We’ve got a quick list of things that are sure to help...
What is Secondary Home Insurance?
If you have questions about secondary home insurance in Salt Lake City and if this is something you need to consider, you’re in the right place! In this post, we’ll answer your top questions on the subject and provide you with the information and resources you’re looking for. What is Secondary Home Insurance? Some homeowners who own a second property that is not their primary residence need...
Home Replacement Cost Valuation Guide
Have you ever really thought about the replacement cost of your home? Regardless of if you have or haven’t, replacement cost has an influence on your insurance rate. Use this home replacement cost valuation guide to understand it and learn how it relates to things such as market value and assessed value. Understanding Cost Valuation To truly understand home replacement cost, it’s important to...
Can Home Insurance Protect You from Identity Theft?
Even though we’ve all faced many problems because of COVID-19, there are still fraudsters out there trying to steal from innocent people. In fact, fraud and identity theft are problems that have only increased as a result of COVID-19. Theft attempts come in the form of emails, phone calls and texts, and they’re certainly something to be aware of. Associated Risks with Identity Theft Identity...
Surprising Things Covered by Renters’ Insurance
Renting a home rather than buying one is a decision that many make. Sometimes it’s just simpler and more cost-effective to make your home in a rented space. As a renter however, you shouldn’t forget to still think like a homeowner and forget about your protection. Renters’ insurance allows you to protect your assets and make sure that everything under your roof is covered in the event of an...
Home Insurance and COVID-19
There’s no doubt that there’s a lot of uncertainty in the current climate with COVID-19. Many have been left confused and overwhelmed by the ongoing changes and their effects on our daily lives. This confusion and uncertainty extends to homeowners, landlords, and tenants, which is why insurance starts to come into question for many. How can I be best prepared if things are to change down the line...
Home Insurance and Swimming Pools
If you’re thinking about getting a swimming pool for your property, you’re likely looking forward to pool parties and cool dips in the sun! Having a swimming pool will be sure to provide a lot of fun for your family, but it will be important to make sure that you have the proper home insurance policy in place for protecting your property. Here is everything you need to know about home insurance...
Does Home Insurance Cover Foundation Issues?
As a leading provider of home insurance in Utah, we get a lot of questions about the best way to protect yourself from the financial blow of a variety of events that can happen to you as a homeowner. One of the questions we get the most is, “Does home insurance cover foundation issues?” Home insurance and foundation issues Unless foundational damage was caused by an insured peril (broken pipes...
Buying Insurance for Older Homes
Older homes have years of memories packed inside. These special places often have special insurance considerations as well. The team at Salt Lake City Insurance gets a lot of questions about buying insurance for older homes, so we’re dedicating this entire post to some things you should know on the topic. The roof Did you know most roofs need to be replaced approximately every 20-25 years? If...