Knowing which insurance covers which property or risks is important. One of the most confusing areas for many people is whether their auto or home insurance applies to their vehicle when it’s parked on their driveway (or even in their garage). We’ll clear up this confusion in this blog post! Understanding Home Insurance Coverage Home insurance primarily covers the structure of your home and the...
Utah, particularly Salt Lake County, faces a relatively high risk of natural disasters compared to other places in the United States. This high risk has important implications for residents and businesses in the area, especially regarding insurance. Natural Disasters in Salt Lake County Here’s what you need to know, as reported by Augurisk! High Natural Disaster Risk Score Salt Lake County...
Do you have a backyard heater or fireplace in your Salt Lake City home? If so, you can’t afford to miss the rest of this post! We’re sharing helpful safety tips to ensure that your backyard is warm, cozy, and incredibly safe. Backyard Heater and Fireplace Safety Tips Follow these home safety tips to enjoy your backyard heater or fireplace without any accidents: Always read the...
We all have certain home appliances we rely on every day. We may not depend on others, but they come in handy or offer a lot of convenience over less technologically advanced alternatives. But which of these home appliances causes the most Salt Lake City home insurance claims? And more importantly, what can you do to avoid making one of these claims yourself? Home Appliances and Insurance Risks...
Discovering your basement has filled with water is one of every homeowner’s worst nightmares. Not only do you risk serious structural damage to your property, but it can also damage or destroy valuable items, including heirlooms or other precious belongings. To help mitigate the damage it can cause, today we’re going to discuss what you should do if you discover your basement is filling with...
Are you a resident of Utah and looking to purchase home insurance? Or wondering about how much home insurance coverage you really need? Look no further! We’re going to cover some of your most important considerations when it comes to buying home insurance in Salt Lake City in today’s post. Important Information About Home Insurance in Utah We’ve got a quick list of things that are sure to help...
If you have questions about secondary home insurance in Salt Lake City and if this is something you need to consider, you’re in the right place! In this post, we’ll answer your top questions on the subject and provide you with the information and resources you’re looking for. What is Secondary Home Insurance? Some homeowners who own a second property that is not their primary residence need...
Have you ever really thought about the replacement cost of your home? Regardless of if you have or haven’t, replacement cost has an influence on your insurance rate. Use this home replacement cost valuation guide to understand it and learn how it relates to things such as market value and assessed value. Understanding Cost Valuation To truly understand home replacement cost, it’s important to...
Even though we’ve all faced many problems because of COVID-19, there are still fraudsters out there trying to steal from innocent people. In fact, fraud and identity theft are problems that have only increased as a result of COVID-19. Theft attempts come in the form of emails, phone calls and texts, and they’re certainly something to be aware of. Associated Risks with Identity Theft Identity...
Renting a home rather than buying one is a decision that many make. Sometimes it’s just simpler and more cost-effective to make your home in a rented space. As a renter however, you shouldn’t forget to still think like a homeowner and forget about your protection. Renters’ insurance allows you to protect your assets and make sure that everything under your roof is covered in the event of an...