Older homes have years of memories packed inside. These special places often have special insurance considerations as well. The team at Salt Lake City Insurance gets a lot of questions about buying insurance for older homes, so we’re dedicating this entire post to some things you should know on the topic. The roof Did you know most roofs need to be replaced approximately every 20-25 years? If...
Fire damage is one of the most common claims homeowners make every year. They also tend to be the costliest claims because of how much damage they cause. In fact, most fire damage claims exceed $40,000. Does home insurance cover fire damage? Most home insurance policies include coverage for fire damage. Interestingly, home insurance was first created for that specific purpose. If there’s a fire...
If your dog bites someone, will your home insurance cover any damages? This is a question a lot of homeowners have for us. The idea of your dog biting someone is upsetting enough, but having to face the costs associated with any injuries or other damages from the bite is added stress. Home insurance and dog bites If you have a home insurance policy, it will likely cover dog bite damages. The...
There’s no doubt a leaky roof is one of the biggest headaches homeowners can face! But did you know there are signs you can look out for so you’ll know it’s time to replace your roof before major damage is done? In this post, we’ll go over 5 signs it might be time to replace your roof, then we’ll also help you determine if insurance will cover the damage. Visible Wear and Tear If you can take one...
For many homeowners, spring and summer are when they’re most likely to need to make a vehicle or home insurance claim. There are several reasons for this, and one of the biggest is that it’s often when the most disastrous storms hit and wreak havoc on our homes and vehicles. With that in mind, here is some vital information about the best insurance options for protecting your vehicle and home...
Are you facing a potentially costly situation in your home and you’re not sure if you should file a home insurance claim? There’s often no one right answer for deciding if it’s the right time to make a claim or not, but we’ve put together some questions to help you decide if it would make sense to file a home insurance claim. Is It a Covered Peril? Before you try to make a home insurance claim...
Our clients are often curious about bundling insurance and why it might be the right choice for them. Before you can decide if bundling your insurance policies is a good way to go, here are four important points to consider. What is Insurance Bundling? When you hear about bundling and insurance, it refers to someone choosing the same provider for multiple insurance policies, including home, auto...