It’s that time of year again when you’re gearing up for another great summer spent in your RV traveling the United States and enjoying all of the delights of recreational vehicles. But don’t forget about insurance while you’re at it! Today, we’re going to cover RV insurance in Salt Lake City and whether it’s something you need.
Do I need RV insurance in Salt Lake City?
Some drivers assume their personal vehicle coverage will extend to their RV but that’s not the case. You do need to have separate insurance for your RV before you take it out on the road!
RV insurance gives you special coverage that not all personal auto insurance policies include. It can also have higher limits in some cases since newer RVs tend to cost more than most vehicles.
Depending on the coverage you choose, your RV insurance policy could include:
- Medical payments coverage
- Collision insurance (we recommend this for almost all RV owners)
- Comprehensive insurance (also recommended for most RV owners)
- Property damage coverage
- Bodily injury coverage
(While you’re here, be sure to check out this page next: MOTORHOME INSURANCE IN SALT LAKE CITY)
How can I save on RV insurance?
If you’re an AARP member, be sure to let your car insurance company know. This could result in a generous discount on your policy. At the same time, consider bundling your home and auto policies with your RV insurance policy for an even better rate.
What else should I know?
Another common question we are asked related to RV insurance is how much it costs. But this is going to depend on many things, the same way personal auto insurance policies vary from driver to driver.
Here are some of the factors that influence the price of your policy:
- The value of the RV
- The RV’s safety rating
- The policyholder’s age
- The policyholder’s driving record
- The intended use and mileage of the RV
Do you have more questions about insuring recreational vehicles or any other auto insurance concerns? Give us a call so we can give you all of the information you need.