Have you ever heard of split limit car insurance? If not, you won’t want to miss the rest of this post where we answer “what is split limit car insurance?” and cover other important points about this topic! What is split limit car insurance? Split limit refers to the different amounts of liability coverage a policy provider will pay toward different components of a claim when you are at fault...
Have you ever really thought about the replacement cost of your home? Regardless of if you have or haven’t, replacement cost has an influence on your insurance rate. Use this home replacement cost valuation guide to understand it and learn how it relates to things such as market value and assessed value. Understanding Cost Valuation To truly understand home replacement cost, it’s important to...
Even though we’ve all faced many problems because of COVID-19, there are still fraudsters out there trying to steal from innocent people. In fact, fraud and identity theft are problems that have only increased as a result of COVID-19. Theft attempts come in the form of emails, phone calls and texts, and they’re certainly something to be aware of. Associated Risks with Identity Theft Identity...
It’s the most wonderful time of the year! But unfortunately, it’s also the time of year when traditional celebrations can also lead to home insurance risks that result in costly claims or even injury! Today, we’re going to cover some of the most common home insurance claims over the holidays as well as how you can avoid them. Common Holiday Home Insurance Claims Here are some examples of home...
Renting a home rather than buying one is a decision that many make. Sometimes it’s just simpler and more cost-effective to make your home in a rented space. As a renter however, you shouldn’t forget to still think like a homeowner and forget about your protection. Renters’ insurance allows you to protect your assets and make sure that everything under your roof is covered in the event of an...
There’s no doubt that there’s a lot of uncertainty in the current climate with COVID-19. Many have been left confused and overwhelmed by the ongoing changes and their effects on our daily lives. This confusion and uncertainty extends to homeowners, landlords, and tenants, which is why insurance starts to come into question for many. How can I be best prepared if things are to change down the line...
If you’re thinking about getting a swimming pool for your property, you’re likely looking forward to pool parties and cool dips in the sun! Having a swimming pool will be sure to provide a lot of fun for your family, but it will be important to make sure that you have the proper home insurance policy in place for protecting your property. Here is everything you need to know about home insurance...
You may have heard the term telematics before, but you might not be familiar with exactly what it means. At the same time, you also aren’t sure what it has to do with car insurance in Salt Lake City. But today, we’re going to fill you in on some important information about telematics and car insurance. What are telematics devices? Telematics refers to the mix of telecommunication and informatics...
As one of the leading providers of home and auto insurance in Salt Lake City, we get a lot of questions about insurance terms and policies. Lately, we’ve had more questions than ever about “attractive nuisances.” We know many of our clients want to know this, so we’re covering it all in a blog post so you can get the answers you need. So, what exactly is an attractive nuisance? Attractive...
As a leading provider of home insurance in Utah, we get a lot of questions about the best way to protect yourself from the financial blow of a variety of events that can happen to you as a homeowner. One of the questions we get the most is, “Does home insurance cover foundation issues?” Home insurance and foundation issues Unless foundational damage was caused by an insured peril (broken pipes...